Would a Shorter Work Week Do The Trick?

This whole journey towards FIRE (Financial Independence Retire Early) really has to do with changing our lifestyle and giving just just a little more time to play or do what we want instead of being stuck in the office.  Heading to the office five days a week, spending the whole time looking forward to those two days that make up the weekend, is just not a great fit for me.  Even though I get out at 4:30 every day I feel that most of the day is gone and between eating dinner and winding down for the day I don’t have enough time to do fun things.  My job is fine but I don’t love it.  And sometimes I end up mentally take the job home with me, making the day seem worse. Continue reading “Would a Shorter Work Week Do The Trick?”

Vitality – An Amazing Program!

For the past few years my employer has offered an amazing wellness program through Vitality.  Unfortunately in February my employer announced that they will no longer be offering this program after 3/31/17 because participation has been too low.  First of all, I am incredibly bummed that they are no longer going to be offering this benefit, and secondly, why were people not enrolled?!  This program was AMAZING! Continue reading “Vitality – An Amazing Program!”

Taxes: How They Have Messed Up Our Timeline

We have our tax returns prepared by an accountant every year.  I know, I know, many in the FI community do their own but with Mr. SFF being self-employed and now having two rental properties, I would just rather have someone else, who is may more knowledgeable, do the returns for us.  Last week we got the returns back and were they a doozey!  We usually try to plan our taxes so we end up pretty close to zero.  We don’t feel the need to give the government a free loan throughout the year (getting a return) but we also don’t want to write a check huge check.  But I guess 2016 was a year where we were off, by A LOT.  It was bad enough that our accountant gave us a bottle of wine.  Yup, some good old alcohol to drown out the pain.

What contributed to this big change?  First of all we purchased a new duplex in mid January of 2016 so we had just shy of a full year of rental income with this new property.  Our other duplex is owner occupied and we usually only show a couple hundred dollars of taxable income from this one so I really had no idea what to expect from this new property.   Continue reading “Taxes: How They Have Messed Up Our Timeline”