The Wonders of Gardening

Although winter is already in full force here, I figured I would do a little summary of our gardens this year and how we did.  We have a pretty small yard and only two raised beds measuring 2×6 and 2×8 so we are pretty limited on the garden real estate but we do try to make the most of it.  Over the past 5 years we have narrowed down our the vegetables that we grow to one that we have had success with and of course, ones that we enjoy.  This past summer we planted 3 varieties of kale, rainbow chard, carrots, green beans, and unsuccessful cauliflower and cucumbers. Continue reading “The Wonders of Gardening”

Making Sure You Have 40 Quarters of Work

I might be strange to discuss Medicare stuff as most of us on this early retirement journey are years from Medicare eligibility but as most of us in this community are planners calculating every need that might arise, I figured it was an important topic to cover (plus I have been doing some insurance CE on the topic so I figured I could share my wealth of knowledge).

Most of us don’t know the costs associated with Medicare and might even think that we just automatically get Medicare once we turn 65 for free.  In reality, we have to “earn” this benefit by paying into the system over the years.  For the average person this isn’t an issue because it takes them a few decades to amass enough money to retire but for those of us in FI community we have BIG dreams and those dreams often mean not working the majority of our adult lives.

Continue reading “Making Sure You Have 40 Quarters of Work”