Our guest room is small and is kind of a Hodgepodge of a room. It serves as our guest room, storage for all of my crafts and other random stuff like suitcases, my periodic exercise room, and also our linen closet. One of the huge downsides of owning a home built in the late 1800’s is that there is little to no storage so this room kind of does/holds it all.
Since the room is multi-use we decided a bed was a complete waste of space since it was only used as a guest room a couple of weeks per year and left no usable floor space. We had a futon in there for a couple of years but it was dreadfully uncomfortable. So last year we build a Murphy bed and purchased a nice memory foam mattress for our guests. Continue reading “Guest Room Dresser Project”→
The SFF household has been busy so this post is slightly delayed but we finally had a chance to sit down and review our total income/expense numbers for the first half of the year. I have been anxiously awaiting this info as we keep our individual income and expense money separate so I was a little in the dark as to how we were doing as a couple. But I am happy to report that we have increased our savings rate from last year!
In 2015 we saved 28% of our joint net income. This was a little lower than I had wanted but we have both made an effort to decrease our spending even more and Mr. SFF has been transferring money to our joint accounts more consistently resulting in a higher savings rate. Based on my calculations we have saved approximately 46% of our net income so far this year. Woohoo! I am pretty psyched about this as it is a drastic increase from last year and we both still have buffers of extra money in our individual accounts which is not included in this number.Continue reading “Mid-Year Savings Update”→
I know, another food update. I promise I am working on some other topics but I just gotten distracted lately. So this past month was a little brutal. Our grocery store food costs were actually OK but a long weekend to CT completely blew our food budget with four meals eaten out. We spent more money dining out in just those four days than we have probably spent all year. Ouch! Did we have a great time visiting friends? Yes without a doubt. But it certainly hurt the wallet. The funny thing is that we used to dine out all the time but now it is just painful when I look at the numbers.
On a positive note, this past month I made a mini chalkboard to list our weekly meals. I keep our weekly meal plan on a google spreadsheet but now we have a nice little visual right in the kitchen. I already had the supplies to make the chalkboard, including the chalkboard paint, so this little project didn’t cost anything. It’s not perfect but it seems to work pretty well.